Personal Accident Insurance

Personal Accident Insurance – Because Life Can Change in a Moment..

Financial Safety Net for Life’s Unexpected Turns
Accidents are unpredictable and can happen anytime — at home, on the road, or at work. While we can’t prevent them, we can prepare for their impact. Personal Accident Insurance provides financial protection in case of accidental death, disability, or injury, ensuring that you and your family are not burdened by unexpected medical or income-related losses.

This plan acts as a vital layer of security, especially for individuals with active lifestyles, daily commutes, or hazardous occupations.

Key Features of Personal Accident Insurance

✅ Accidental Death Cover
Provides a lump sum payout to your nominee in case of accidental death.

✅ Permanent Total Disability Cover
Offers compensation if an accident causes lifelong disability (e.g., loss of limbs or vision).

✅ Permanent Partial Disability Cover
Covers partial but permanent loss of function (e.g., loss of one eye or a limb).

✅ Temporary Total Disability Cover
Weekly compensation if you’re unable to work temporarily due to injury.

✅ Hospitalization & Medical Expense Cover (optional)
Reimburses treatment costs following an accident.

✅ Affordable Premiums
High coverage available at low annual cost.

Why You Need Personal Accident Insurance

🚗 Accidents are a leading cause of death and disability in India.

💰 Helps replace lost income if you’re unable to work.

👨‍👩‍👧‍👦 Protects your family financially in case of accidental death.

🏥 Supports you in managing medical and recovery expenses.

✔️ Complements your life and health insurance coverage.

Who Should Consider This Plan?

• Salaried professionals and business owners
• Daily commuters and frequent travelers
• Self-employed individuals or freelancers
• Workers in physically demanding or risky jobs
• Anyone seeking financial independence and peace of mind

Be Prepared for the Unexpected

Accidents can’t be predicted — but their financial consequences can be managed. With Personal Accident Insurance, you’re not only protecting your future but also preserving your family’s lifestyle in the face of unforeseen events.

📞 Contact me today to explore the right personal accident cover tailored to your life and budget.